Strategy

Four strategies.
One fits you.

Up to 57% less drawdown71 research rounds64 portfolios validated

Every strategy was validated over 12 years — including the COVID crash, the inflation crisis, and Trump tariffs. Leave-One-Year-Out: every configuration holds in every single year.

Defensive

Maximum protection, minimal losses

  • 57% less drawdown
  • ~8pp annual cost
  • Sharpe 0.52

For: Investors who prioritize safety over returns

Most popular

Balanced

Protection and returns in balance

  • 31% less drawdown
  • Only 2.4pp annual cost
  • Best Sharpe Ratio (0.96)

For: Suitable for most investors

Growth

Buy & Hold with crash protection

  • Near-zero cost (-0.03pp)
  • Crash Guard as a safety net
  • Sharpe 0.88

For: Buy & Hold investors with downside protection

Observer

See the signals, decide yourself

  • All signals visible
  • No automatic adjustment
  • You decide

For: Experienced investors with their own strategy

Three mechanisms. One system.

Every strategy combines these three building blocks differently — depending on your risk tolerance.

Entry & Exit

The exit threshold determines when the strategy steps in. Exposure determines how much is reduced — from 0% (fully out) to 75% (nearly fully invested).

Fast Exit

Detects extreme VIX spikes and reduces exposure immediately — before the regular signal reacts. First line of defense at the onset of a crash. Built into Defensive and Balanced.

Crash Guard

At the bottom, Crash Guard holds the position at 100%. Capitulation moments are historically the best entry points. It catches the recovery. Active in Balanced and Growth.

Defensive57% DDRed

57% less drawdown — validated over 12 years.

The most aggressive protection strategy. When signals switch to CAUTIOUS, Defensive exits completely — 0% exposure. With the highest exit threshold (45%) it reacts earlier than any other strategy. Fast Exit is built in and fires on extreme VIX spikes immediately.

COVID: markets -34%, your portfolio only -15%

Fast Exit is built in and detects extreme VIX spikes immediately. COVID, inflation 2022, Trump tariffs — maximum protection when it matters. Cost: ~8pp annual return.

  • 0% exposure when CAUTIOUS — full exit
  • Exit threshold at 45% — acts earlier than other strategies
  • ~8pp annual cost — the price of maximum protection
Crash comparisonStarting value €50,000

What's left at the lowest point?

Buy & Hold
€33,150-33.7%
Defensive
€42,500-15.0%

COVID crash 2020, median over 64 portfolios

+€9,350 saved
Efficiency comparisonR71 validated

Protection per percentage point of cost

Defensive
6.8:157% / 8.4pp
Balanced
13:131% / 2.4pp
Growth
67:12% / 0.03pp

Median over 64 portfolios, 12 years

Balanced = best trade-off
BalancedSharpe 0.96

31% less drawdown for just 2.4pp in cost.

Better Sharpe than Buy & Hold. 31% less drawdown. Only 2.4pp cost. The sweet spot. Balanced stays 45% invested when signals are cautious: enough protection against the drawdown, enough participation in the recovery. With Crash Guard and built-in Fast Exit, Balanced delivers the best Sharpe Ratio of all strategies (0.96).

  • 45% exposure when CAUTIOUS — partially invested for a fast recovery
  • Exit threshold at 38% — moderate trigger, fewer false alarms
  • Crash Guard + Fast Exit built in — protection at the start AND recovery at the end
  • 3-day cooling-off instead of weekly rebalancing — fewer false signals
GrowthSharpe 0.88

Stay fully invested. Near-zero cost. Crash Guard for extreme events.

Growth is for investors who want to stay invested — and only need protection during real crashes. Day-to-day almost nothing happens: the portfolio stays nearly fully invested. Only during extreme weakness does Crash Guard step in. 2% DD reduction at just 0.03pp cost — practically free.

  • Nearly fully invested — the strategy rarely intervenes in normal conditions
  • Crash Guard + V4C built in — catches the recovery after capitulation phases
  • -0.03pp vs Buy & Hold — near-zero cost
  • 2% DD reduction during real crashes (COVID, 2022)
Growth vs. Buy & Hold
Growth
Buy & Hold

Beats B&H in 66% of portfolios at nearly zero cost.

Median over 64 portfolios, 12 years

0.03pp cost

Observer

You see all signals — FAVORABLE, CAUTIOUS, NEUTRAL — but nothing happens automatically. Your performance is reported as Buy & Hold. For experienced investors who have their own rules and want to use signals as an additional data point. Full transparency, zero intervention.

Every number is validated

71

Research rounds

64

Portfolios

12/12

LOYO passed

148

Stocks tested

12 Y.

Walk-Forward

Every number on this page comes from Walk-Forward-validated backtests. No cherry-picked periods, no in-sample optimization. Past performance is not an indicator of future results.

All strategies compared

DefensiveBalancedGrowth
DD reduction57%31%2%
Cost p.a.~8pp2.4pp0.03pp
Return vs B&H-8.4pp-2.4pp-0.03pp
Sharpe Ratio0.520.960.88
Rebalancing3-day cooling-off3-day cooling-off3-day cooling-off
Fast Exit✓✓—
Crash Guard (V4C)—✓✓

Fast Exit and Crash Guard are built into the respective strategies — no optional toggles.

Median over 64 portfolios, 12-year Walk-Forward. Past performance is not an indicator of future results.

Not sure which strategy?

Start with Balanced — the best compromise for most investors. You can switch at any time.

For beginners

The 3 strategies + Observer work out of the box — pick one and you're done. Tooltips explain every term directly in the tool, and the signal reference walks you through the methodology step by step. No prior knowledge needed.

For power users

Signal configuration: adjust EMA periods, thresholds, and weights. Backtest sandbox: test every variant on your own portfolio. Walk-Forward analysis: see whether your adjustments hold up over 12 years.

Test your strategy on your portfolio

Start for free. 7 days of all features. No credit card.

Join the waitlist